“SMACK!” a rock hits your windshield: comprehensive coverage.
Let’s talk comprehensive coverage.
Do you drive on the freeway regularly? The highway? Do you drive a car that’s low to the ground? Do you often drive near trucks? Do you park your vehicle outdoors? Do you live in the desert or somewhere rocky?
If you answered “yes” to any of the above questions then you might want to consider carrying glass insurance and having comprehensive coverage.
As many of us know and many businesses thrive from, you can chip your windshield or any glass part of your car anytime. Depending on the car you drive, replacing auto glass can cost at least $250 to $2,000+ each time it happens. Yes, patching it up may cost less, around $150, but what if there’s no patching that chip or crack on your windshield or window?
In any case, just make sure that auto glass is included in your comprehensive coverage – that is your cheapest option. You can also have it as a separate policy but that usually costs way more.